Retirement Planning

Key takeaways Medicare premiums are generally based on your income from two years earlier, so the tax decisions you make today may affect your future health care costs. Roth conversions…

When it comes to retirement savings, even small rule changes can open meaningful opportunities to plan with more intention and make informed choices about your future. One such change is…

When you’re early in your career, planning for retirement can feel like aiming at a moving target. Your income, lifestyle and goals are still taking shape, and the saving and…

Those saving for retirement may soon begin to see investment choices inside their workplace plans that were previously only available for larger institutional investors. On Aug. 7, 2025, President Trump…

Long-term care (LTC) is one of retirement’s most significant financial challenges—and arguably its most overlooked. Nearly 70% of retirees will need some form of LTC at some point during their…

Retirement planning is about more than just saving enough money—it’s also about preparing for the unexpected. That’s where stress testing your plan comes in. By asking, “What if?”—What if there’s…

If you’re just a few years away from retirement, congratulations: You’ve worked hard to build a strong financial foundation. But even as you near the finish line, there’s still important…

The big headlines of 2025 have been less than reassuring so far. A nascent trade war has led to volatility in the investment markets. Economists are warning of higher inflation…

How long will your retirement savings last? The answer may depend on the order in which you withdraw them from your taxable and tax-advantaged investment accounts. Taxes play a major…

You may know that there are several good reasons to consider converting your traditional IRA to a Roth IRA from both a tax-planning and an estate-planning standpoint. But when is…