Retirement Planning

America is graying: Within 10 years, those ages 65 and older are projected to outnumber those under 18, according to the U.S. Census Bureau.1 Choosing where we’d like to live or…

Retirement planning usually focuses on saving enough, Social Security and Medicare, but there’s a big, nonfinancial planning element that too many people overlook. While the ability to fund a secure,…

Investing in a 529 plan can be a great way to fund a child’s or grandchild’s education, but what if your loved one doesn’t spend all the funds in the…

Americans’ perception of the age at which they plan to retire often differs from their reality. Most will retire several years earlier than planned, which is why it makes sense…

The saying “timing is everything” rings especially true when you are ready to retire and plan to start withdrawing money from your retirement accounts. Why Does Timing of Withdrawals Matter?…

In 2022, Congress passed legislation that included lowering Medicare prescription drug costs. Some provisions took effect at the start of 2023. Others, like the $2,000 out-of-pocket cap on prescription drugs,…

Medicare, the federal health insurance program for older Americans, is available regardless of income levels. But that doesn’t mean everyone pays the same premiums. There are two areas where high-income…

For many, early retirement is an important life goal. But even if you don’t miss your work once you step away, you might miss the convenience of employer-sponsored health care.…